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Equity Indexed Universal Life Insurance Is Not For Most People. Yes people do often ask what happens to the policy cash value. With an EIUL policy if the index the policy is tied to goes down 20 the cash value will not go down. Fixed Index Universal Life Insurance Policy can help you address financial needs throughout life. The insurance company puts it to work by tying it to an index in the stock market. See how variable life insurance policies compare to whole life insurance.

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